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The Effect of Family Financial Socialization Levels on Money Attitudes of University Students

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dc.creator KÜBİLAY, Bilgehan; ZONGULDAK BÜLENT ECEVİT ÜNİVERSİTESİ
dc.creator TUNÇEL, Özgür; PAMUKKALE ÜNİVERSİTESİ
dc.date 2021-05-20T00:00:00Z
dc.date.accessioned 2021-12-03T11:27:34Z
dc.date.available 2021-12-03T11:27:34Z
dc.identifier https://dergipark.org.tr/tr/pub/vizyoner/issue/62292/815919
dc.identifier 10.21076/vizyoner.815919
dc.identifier.uri http://acikerisim.sdu.edu.tr/xmlui/handle/123456789/91717
dc.description The purpose of the study is to manifest university students' relationships with money not only in terms of their family financial socialization levels, but also in terms of their demographic and socio-economic characteristics. Moreover, in order to measure family financial socialization levels of university students, a new two-dimensional scale, which is composed of “financial experience and learning” and “money management skills”, is developed. The study is crucial in that it is most likely to create positive financial behaviours between parents and students by means of developing informal education in family. Besides, the research is highly likely to become beneficial for creating new financial education programs in educational institutions particularly on the issues of money attitudes and financial socialization. As far as the cause and effect relationships are concerned, it is detected that students’ worries about savings and financial literacy decreased inasmuch as their financial experiences and learning increased. In addition to this result, it is observed that students’ mindful and responsible attitude increased in that their money management skills increased. Finally, it is ascertained significant differences between family financial socialization and demographic and socio-economic characteristics and also between money attitudes and demographic and socio-economic characteristics. 
dc.description Araştırmanın amacı, üniversite öğrencilerinin parayla olan ilişkilerini; yalnızca ailelerindeki finansal sosyalleşme düzeyleri açısından değil, aynı zamanda demografik ve sosyo-ekonomik özellikleri açısından açıkça ortaya koymaktır. Bunun dışında, üniversite öğrencilerinin aile finansal sosyalleşme düzeylerini ölçmek için “finansal deneyim ve öğrenme” ile “para yönetimi becerilerinden” oluşan iki boyutlu yeni bir ölçek geliştirilmiştir. Bu araştırma, ailede yaygın eğitimin geliştirilmesi yoluyla ebeveynler ve öğrenciler arasında olumlu finansal davranışlar yaratma olasılığının yüksek olması sebebiyle önem arz etmektedir. Ayrıca, araştırma, eğitim kurumlarında, özellikle para tutumları ve finansal sosyalleşme konularında yeni finansal eğitim programları oluşturmak için büyük olasılıkla faydalı olacaktır. Neden-sonuç ilişkilerine gelince, öğrencilerin finansal deneyimleri ve öğrenmeleri arttıkça birikim ve finansal okuryazarlık konusundaki endişelerinin azaldığı tespit edilmiştir. Bu sonuca ilave olarak, öğrencilerin para yönetimi becerilerinin artmasıyla dikkatli ve sorumlu tutumlarının arttığı görülmüştür. Son olarak, aile finansal sosyalleşmesi ile demografik ve sosyo-ekonomik özellikler arasında ve ayrıca parasal tutumlar ile demografik ve sosyo-ekonomik özellikler arasında önemli farklılıklar tespit edilmiştir. 
dc.format application/pdf
dc.language en
dc.publisher Süleyman Demirel Üniversitesi
dc.publisher Süleyman Demirel University
dc.relation https://dergipark.org.tr/tr/download/article-file/1362175
dc.source Volume: 12, Issue: 30 393-416 en-US
dc.source 1308-9552
dc.source Süleyman Demirel Üniversitesi Vizyoner Dergisi
dc.subject Family Financial Socialization,Money Management Skills,Financial Experience,Financial Literacy,Money Attitude
dc.subject : Aile Finansal Sosyalleşme,Para Yönetimi Becerileri,Finansal Deneyim,Finansal Okuryazarlık,Para Tutumu
dc.title The Effect of Family Financial Socialization Levels on Money Attitudes of University Students en-US
dc.title Üniversite Öğrencilerinin Aile Finansal Sosyalleşme Düzeylerinin Para Tutumlarına Etkisi tr-TR
dc.type info:eu-repo/semantics/article
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